Equine Claims

In case of an animal emergency, please contact your veterinarian as soon as possible.  After you have done that, please refer to your insurance policy and contact the appropriate claims adjusting company.

In the event you cannot locate your policy, please contact the below listed adjusting company.


 Independent Adjusters, Inc.

PO Box 228 Lawrenceburg, KY 40342

Phone: (888) 523-5878 (Use for on and off hours & after-hours emergencies)

Fax: (866) 839-6611


It is required to notify the company if your horse has been examined or treated by a veterinarian for something other than routine care. Issues may be more significant than originally thought, be sure to notify us of the following:


  • Veterinary Treatment for anything other than routine care
  • Lameness Diagnostics
  • Anesthesia
  • Surgery
  • Gelding Procedure
  • The animal has been stolen
  • Permission to euthanize an animal

Failure to report a negative health change can void your claim and or affect future coverage. Please call us with any questions!

Current News at Kaplow